Our Protection Services

Financial security when you need it most

Protection just got easier...

At Emerald Mortgages we understand that the options for protecting your finances can be overwhelming. We're here to help you understand what areas of protection you should consider. We have a, no pressure, no judgement and educational approach to protection. Our clients leave our protection reviews understanding their options, the risks they may be taking and have a plan tailored to a budget that suits them.

The main aim for a protection plan from Emerald is to give you the confidence and freedom to go ahead and enjoy life, without worrying about what lies around the corner.

Life Insurance

Financial security for your loved ones should you pass away

Put simply, life insurance pays out in the event of death. The amount and term of your cover should be tailored to you and your families needs.

Critical Illness Cover

Financial stability when you have more important things to worry about

Critical illness cover is usually a lump sum payment, which pays out on diagnosis of a critical illness. This cover can be invaluable if yourself or a child in your family is diagnosed with a critical or serious illness. The cover is designed to protect you financially, while you focus on the more important thing, your health.

Income Protection

Protecting your greatest asset - your ability to earn

Income protection is cover designed to replace your income if you are signed off sick for longer than your sick pay lasts. The cover is designed to make sure that you don't fall into finanical difficulty due to health issues preventing you from working, paying your bills and mortgage while you concentrate on your health and getting well enough to return o the workplace. Protecting you, your family, your home and your credit rating all within one policy. You can tailor it to match your needs, controlling how much pays out, when it starts paying out, and how long it pays out for. Making this flexible cover an essential with anyone who earns an income and has bills to pay or a lifestyle to protect.

Unemployment Cover

Cover if you're made redundant

Cover designed to replace your income in the event of redundancy. Giving you breathing space to plan your next step / find your next role.

Other things to consider

Protecting your family and home doesn't stop there....

At Emerald we will also put you in touch with the right advisers to make sure you get advice / consider the following areas, where applicable:

Buildings and Contents Cover
Will Writing
Conveyancing
Private Medical Insurance
Investment / Pensions Advice
Family Lawyer
Accountant
Utility Adviser