Your Trusted Partner in Mortgages
Welcome to Our World of Mortgage Advice
A message from our founders
We’re Charley & Liz – two busy mums with 15+ years’ mortgage experience who decided to do things differently. We know how hectic life gets, and how much it matters to get your mortgage right. Your home isn’t just bricks and mortar; it’s where your family grows, memories are made, and your future takes shape.
We started our business to offer clear, approachable, genuinely supportive mortgage advice. No jargon. No judgement. Just practical guidance and real care so you can make confident decisions about your home and finances.
Whether you’re buying your first place, remortgaging, or exploring your options, we make the process simpler, friendlier, and far less overwhelming – because everyone deserves a mortgage journey that feels as comfortable as home.
The people powering Emerald Mortgages
Our Services
Mortgages
From your first step onto the property ladder, buying your dream home or investing in property, Emerald can help you at every step. Making confident decisions around your mortgages and gaining clarity when you need it most. We offer a free no obligation chat to see how we can help you.
Protection
Financial security for you and your loved ones. Helping to safeguard your, income, home and future if life takes an unexpected turn. At Emerald we focus on understanding your needs before recommending cover that feels, clear, appropriate and reassuring. Protection advice is completely free of charge.
REVIEWS
"Charley has been incredible! Super fast responses, clear information and everything you need in the chaos and stress of house moves. Highly recommend - you'll know you are in safe hands and are getting the best possible advice."
L.H.
It’s hard to put into words how wonderful Liz was with our mortgage application. We presented her with what felt like an impossible situation with a ridiculously tight timeframe and she not only pulled out all the stops but she took so much of the stress onto her own shoulders and made us feel calm, supported and hopeful. Liz truly went over and above. She genuinely couldn’t have done more to help us and when we finally had our offer accepted on the house of our dreams, we truly felt Liz’s happiness for us as she supported us through the next stage of the mortgage application with her lovely colleague, Jess. We are so grateful to both of you and won’t hesitate to recommend you to anyone and everyone!
R.A.
"Claire provides a 5 star service and made the process of getting a mortgage so easy and stress free. My partner and I are first time buyers and have not been through this process before so we needed some extra support. Claire went out of her way to help and support us on our home buying journey. Now we have purchased our dream home and we couldn’t be happier. We could not recommend Claire’s services highly enough."
S.I.
I have used Liz since 2022 when I first purchased my house, she helped me as a first time buyer and through two remortgages and I really could not recommend anyone better. She’s so knowledgable and great at what she does. I’m a massive worrier and always have a million stupid questions that she’s always more than happy to help with (even on a random day, way before my remortgage was even due). I’ve recently also been dealing with Jessica who’s been amazing at keeping me updated through the whole process. Wouldn’t go anywhere else!
S.A.
Charley has been absolutely amazing with helping us with our protection when buying our first house! Has been there from start to finish, answered all our questions, offered great advice and has amazing knowledge! Would definitely recommend Charley to anyone who is looking for help buying a house and needing protection and advice, and if we are to move again, Emerald Mortgages is the first place I would go to for help. If I could give more than 5 stars, I would!
L.U.
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